In 2020, two wheelers sales in India reached an all-time high recording the purchase of approximately 18
million units. With millions of two wheelers traversing on busy and bustling Indian roads, accidents are bound
to happen. This is understandably why the government has made Third Party mandatory for two wheeler
owners to have a bike or two wheeler insurance at the point of purchase.
Bike or two wheeler insurance policy provides you with financial protection, much like what a helmet offers to
your physical well-being. The two wheeler insurance offers you with financial coverage from the financial
losses suffered as a result of accidents, natural disasters, theft or any serious incidents.
Car Insurance is a motor insurance policy that protects your financial interests in the occasion of unforeseen
incidents like accidents, theft etc. According to the Motor Vehicles Act, 1988, a vehicle owner requires to
obtain a valid Third Party insurance policy to be able to drive on the streets of India. A vehicle owner’s license
can be revoked until a valid policy is purchased/renewed. A car owner has the option of opting for third party
insurance as mandated by law or opting for a comprehensive policy that provides extensive coverage.
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